Interpol & International Criminal Defense Attorney in Germany
April 21, 2025
Taking a look into this region, the environment of the law-concerns sphere often find themselves at the crossroads of complex global judicial protection issues. Looking at its strategic part within the EU and its dedication to global legislation principles, the country is a key jurisdiction for tackling cross-border felony activities, particularly those involving Germany Interpol….
Tax Residency in the UAE in 2025: What You Really Need to Know
April 18, 2025
Given the rapid growth of the UAE as a global hub for business, finance, and innovation, the views held by the country towards taxes are changing. Tax residency is one major area emerging within the 2025 flock-exactly the concern that affects any entrepreneur, freelancer, or in any instance, a company seeking a willing base in…
Given the evolving employment environment in the UAE, it is vital for employers and seekers of jobs to comprehend the concept of Emiratization, which is created to increase the workforce of the nation in the private sector. It will contribute considerably to the economy and provide more balance. Following the execution of these regulations, venture…
Regardless of the whole variety of all possible causes to do so, someday a powerful motivation to liquidate a company in Poland might show up. These might be the following grounds to have a firm shut down in this Eastern European country: If there is a firm intention to shut down the firm’s commercial acitivity,…
An excellent opportunity to acquire a fully licensed and operational Virtual Asset Service Provider (VASP) company in Lithuania. The company is structured to serve both B2B and C2B segments, offering crypto payment and exchange solutions via a scalable and compliant infrastructure. Key Features of this Lithuanian VASP: Regulatory and Company Setup License: VASP License issued…
ELI Corporate Services Package in the United Arab Emirates
April 9, 2025
We are pleased to offer an ELI corporate services package in the United Arab Emirates for sale for those seeking to establish or scale operations in the UAE – one of the world’s fastest-growing business ecosystems. Whether you are launching a startup or expanding your global presence, our turnkey support ensures a seamless market entry,…
Ready-Made Company in Poland with Director Services and Bank Account for Sale
March 31, 2025
A ready-to-operate Polish company is now available for acquisition, offering a fast and efficient market entry. This is an ideal solution for investors and entrepreneurs seeking an established structure with active banking and management in place. Key Features of this Polish Ready-Made Company Date of Incorporation: February 2022 Company Activity: General Trade Director Services: Included…
We are pleased to present an exclusive opportunity – a fully developed online casino platform for sale. This offer includes a robust infrastructure, extensive game catalog, licenses, and full source code, enabling immediate market entry or portfolio expansion. Buy Fully Developed Online Casino Platform The ready-made casino platform for sale comes complete with both Curacao…
The Republic of Malta is among the top three countries in terms of the number of SEMI licenses issued. The increased interest in this jurisdiction and the status of Malta’s e-money license is due to a number of factors, including a single European passport, tax preferences, a loyal attitude towards foreign investors, and comprehensive active government support for providers and users of monetary services.
What is SEMI, and why do you need to choose Malta?
For any legal activity related to the provision of any payment services on the territory of the EU, the organization must obtain the appropriate permission – a payment license at the level of a Financial Institution. An SEMI license is required if transfers involve electronic payments.
An SEMI license it’s permission that allows you to to perform transfers involving electronic money like electronic money. In particular, permission is needed for the operation of payment systems and the organization of payments through electronic wallets. The SEMI in Malta license also gives the right to issue electronic money.
E-money is an alternative to cash. These are assets stored electronically and on an electronic wallet. Like physical money, it can be used for trade, exchange and various payment activities(transfers).
Even before the introduction of the European directive on electronic money, Malta offered possibilities for the enrollment of such companies and allowed to obtain SEMI license in Malta . After the Directive appeared, Malta retained the status of an innovator and promising jurisdiction for payment systems.
What makes Malta attractive for obtaining an SEMI in Malta:
Developed infrastructure: network, Internet, legislation;
Developed IT sector;
The big I-Gaming market should be mentioned separately – online gambling: bets, casinos, slot machines and much more;
At the same time, Malta is a member of the EU and its license can be used for clients throughout the Union;
Expenses for the maintenance of the company may be lower than in other EU countries;
It is possible to reduce the effective tax rate to 5%;
Acquiring a license is possible in a short period of time – approximately 3-4 months after submitting an application with all official papers.
Services and features that SEMI license in Malta provide
Services that allow you to transmission money to a defrayal account, as well as actions needed for the operation of a pay-account;
Favors that allow you to withdraw cash from a payment account, as well as actions needed for the operation of a payment account;
Implementation of payment transfer actions, including the remittance of funds to a payment account and including the execution of direct debits, credit and payment transmission through a paycard or similar device;
Making payment transfers when the costs are shaded by a credit line for the user of the payment service, including making direct debits, credit transfers and money transmissions via a payment card or other device;
Issuance and/or acquisition of monetary instruments;
Remittance;
Execution of payment operations, when the payer agrees to a payment operation using a telecommunication, digital or IT device, and the payment is also made by the latter, which acts as an intermediary on behalf of the client of payment services.
Requirements for SEMI license in Malta
Obtaining an SEMI license in all EU countries requires the company to comply with certain requirements regarding the size of the authorized capital, personnel issues (company structure, reputation of top managers), asset protection policy.
Of course, the licensing process also requires certain monetary costs. This is the cost of setting up a company, payment of state tax and services for processing the application in Malta (one-time non-refundable application processing fee is 3.5 thousand euros). Cash investments will be needed to purchase equipment and software to run and support the business. An annual mandatory payment to the regulator is provided, equivalent to a share of 0.0002 of the total assets.
A required condition for acquiring a license to use electronic money in Malta is the presence of a real physical head office on the territory of the Republic.
The management structure of the payment company must have at least two directors resident in Malta, an auditor and a secretary. Top managers must have the needed training and practical knowledge in finance, as well as an impeccable reputation. To confirm this, Due Diligence of key persons and major shareholders is conducted.
The licensee must organize a control system within the company (Customer identification procedures, regulation of operational risks).
Obligations of public companies with a Small electronic money institution license in Malta include annual reporting.
Initial capital requirement
Small SEMIs are defined as companies headquartered in a country that issue electronic money.
The total amount of earnings from the providing of their services cannot exceed 2 million EUR. Officials must provide a certificate stating that they have not been convicted of crimes and are not involved in the financing of illegal activities.
In cases where SEMI companies make a profit of EUR 1 million, the minimum authorized capital (which is equal to the minimum account balance) is EUR 50,000.
Documents, that needs to get SEMI license in Malta
Be prepared to provide an impressive list of legal papers in order to successfully obtain a license:
Operations program;
Copies of the memorandum and charter of the firm or partnership agreement;
Audited financial statements;
Business plan with the structure, organization and administration system of the firm;
Explanation of the internal control system;
Asset conservation measures;
Data on all directors, controllers and managers of the company;
Info about shareholders and partners;
Information about the persons who will manage the company;
The official status of the company and the address of its head office.
Licensing procedure
The process for obtaining an Small e-money license in Malta includes:
A meeting with the MFSA is arranged before the request is submitted.
If necessary, additional preliminary request details may be submitted for review and comment.
The applicant submits a completed questionnaire together with supporting documents.
MFSA confirms the receipt of the request within 3 working days from the moment of receipt of the application.
Within 10 working days after receiving the application, the MFPD informs the applicant about the status of the application – whether it contains all the necessary info.
After receiving all the needed papers, the body proceeds to the evaluation stage. The MFSA informs the Applicant about the assessment phase, which usually lasts three months.
The application will be officially approved or rejected within 3 months of receiving the complete application. If the Authorized Body doesn’t approve application within this period, it will be considered a refusal.
On average, the entire licensing procedure, including preparation time, can take 4-6 months.
Businesses for sale
SEMI licenses in the Czech Republic
Europe, Czechia Crypto licenses for sale
Use and conditions for obtaining a SEMI license in the Czech Republic The Czech Republic positions itself as a country capable of providing a wide range of conditions for those who want to open their company in Europe. It is also popular for issuing permits for the transfer of electronic money. There are two types...
SEMI license with UK bank accounts for sale
Europe, UK EMI License
Below you can see the basic information regarding the SEMI company with bank accounts for sale SEMI licensed company – whats included: Year of company: 2019; SEMI license obtained in 2019; Opened bank accounts in LPB Bank Latvia and Clear Bank; Authorized activities: issuance of electronic money; placing cash to a payment account; withdrawing cash...
The international company Eternity Law International provides professional services in the field of international consulting, auditing services, legal and tax services.